Welcome to the world, Mr. Perkins!

I've realized the other day that I feel like I'm in a new studio. This one just happens to be getting set up for my next phase of life. I'm working simultaneously on getting a credit card, a car, car insurance, and a new apartment, and playing with projected income and outflows. It's a totally new world for me, as only a person without a shred of credit to his name can attest to. I've gone to several dealerships, come close to signing on a car deal, joined a credit union with $25, and am currently working with their car purchasing agent to get the best deal possible on a car.

I feel a bit like an immigrant: there are new rules, new currencies, lots of beaurocracy and paperwork, and a new language to learn: prepayment penalties, 401k plans, bodily injury liability, FICA, etc etc.

It's a daunting new world, but I'll learn it and it will soon become just the mundane minutia of life. As stressful as buying new cars is now, my first apartment was the same way. Now, I actually enjoy apartment hunting. Finding the best deals, the best floorplans, proximities, etc.
Back to work.